뉴질랜드 주택 보험과 자동차 보험
편집자
2
5,387
2012.09.12 04:37
유학, 이민을 위해 뉴질랜드에 도착하시면 제일 먼저 집 구하고, 자동차 구입하고 나면 보험이란 숙제와 만나게 됩니다.
우선 주택 보험에는 빌딩 보험과 가재도구 보험, 따로 2가지가 있습니다.
빌딩 보험은 주택이 화재나 재난으로 파손되었을 경우 보상받을 수 있고요.
가재도구 보험은 집 안 물건의 도난犬?nbsp; 파손 등을 보상해주는 보험입니다.
(가구, 가전제품 등 귀중품 경우 꼭 사진을 찍어 보관해야 됩니다)
저희 집 경우 이 2개 주택 관련 보험 가입에 1년 약 100만원가량 들어가고 있습니다.
렌트 주택 계약서에도 집 보험에 대한 내용이 있지만 강제 사항은 아니므로 대부분 가입하지 않습니다.
다음은 자동차 보험입니다.
우리 나라와 마찬가지로 종합보험(대인.대물, 자손.자차 보상)을 AA에 보통 가입하십니다.
운전에 자신이 있는 경우, 또는 베짱이 두둑한 분들은 3자보험(대인.대물)만 가입하기도 합니다.
문제는 한국에서 발급된 1년짜리 국제운전면허증을 갖고 있다면...
학생비자가 있든, 무사고 기록증명서가 있든 무조건 관광객용 보험요율이 적용됩니다.
보험료가 무지 비싸진다는 이야기입니다. 1년 종합보험에 $1000 ~ 2000가량이 들어가기도 합니다.
게다가 도로 긴급 서비스용 AA 멤버십도 $70정도에 가입해야 되니 혹은 더 부어오릅니다.
그렇다면 보험료를 적게 내는 방법은 뭘까요?
바로 뉴질랜드 완전 면허를 가능한 빨리 취득하는 방법 밖에 없습니다.
뉴질랜드 면허를 취득한 날부터 내국인용 보험요율이 적용됩니다.
이 때부터 보험료도 상당폭 할인되고, 여행자용으로 납부된 기존 보험금 중 일부도 환급 받을 수 있게 됩니다.
어차피 1년이상 뉴질랜드 유학을 계획중이시라면 국제운전면허증 1년 유효 기간이 만료되기전 이 나라 운전 면허증을 따야 되는데요. 어려운 것도 아니고 딸 것이라면 빨리 따야죠... 그래야 돈도 절약됩니다.
우선 주택 보험에는 빌딩 보험과 가재도구 보험, 따로 2가지가 있습니다.
빌딩 보험은 주택이 화재나 재난으로 파손되었을 경우 보상받을 수 있고요.
가재도구 보험은 집 안 물건의 도난犬?nbsp; 파손 등을 보상해주는 보험입니다.
(가구, 가전제품 등 귀중품 경우 꼭 사진을 찍어 보관해야 됩니다)
저희 집 경우 이 2개 주택 관련 보험 가입에 1년 약 100만원가량 들어가고 있습니다.
렌트 주택 계약서에도 집 보험에 대한 내용이 있지만 강제 사항은 아니므로 대부분 가입하지 않습니다.
다음은 자동차 보험입니다.
우리 나라와 마찬가지로 종합보험(대인.대물, 자손.자차 보상)을 AA에 보통 가입하십니다.
운전에 자신이 있는 경우, 또는 베짱이 두둑한 분들은 3자보험(대인.대물)만 가입하기도 합니다.
문제는 한국에서 발급된 1년짜리 국제운전면허증을 갖고 있다면...
학생비자가 있든, 무사고 기록증명서가 있든 무조건 관광객용 보험요율이 적용됩니다.
보험료가 무지 비싸진다는 이야기입니다. 1년 종합보험에 $1000 ~ 2000가량이 들어가기도 합니다.
게다가 도로 긴급 서비스용 AA 멤버십도 $70정도에 가입해야 되니 혹은 더 부어오릅니다.
그렇다면 보험료를 적게 내는 방법은 뭘까요?
바로 뉴질랜드 완전 면허를 가능한 빨리 취득하는 방법 밖에 없습니다.
뉴질랜드 면허를 취득한 날부터 내국인용 보험요율이 적용됩니다.
이 때부터 보험료도 상당폭 할인되고, 여행자용으로 납부된 기존 보험금 중 일부도 환급 받을 수 있게 됩니다.
어차피 1년이상 뉴질랜드 유학을 계획중이시라면 국제운전면허증 1년 유효 기간이 만료되기전 이 나라 운전 면허증을 따야 되는데요. 어려운 것도 아니고 딸 것이라면 빨리 따야죠... 그래야 돈도 절약됩니다.
Comments
http://www.pandoracharmssaleclearance.me.ukaegaegaeg
http://www.danskoshoes.us.com
http://www.clarksshoes.us.com
http://www.pandorasoldes.fr
http://www.poloralph-lauren.fr
http://www.jameshardenshoes.us.com
http://www.burberryoutlets.name
http://www.outletlongchamp.us
http://www.sac-longchamp-pliage.fr
http://www.ecco-shoes.us
http://www.sac-michaelkors.fr
http://www.christianlouboutinsale.us.org
http://www.airmaxoutletsaleus.com
http://www.dansko-outlet.us
http://www.tomsoutletstore.in.net
http://www.fake-rolex.us
http://www.todsoutlet.name
http://www.nikeoutletonline.us.com
http://www.adidasshoes.me.uk
http://www.jimmychoo.in.net
http://www.ralphlaurenoutletonlines.us.com
http://www.cheapjerseys.eu.com
http://www.nikefreeflyknit.name
http://www.pandorajewelryoutlet.in.net
http://www.longchamphandbags.us
http://www.michaelkorsoutletmalls.us.com
http://www.mulberryoutlet.org.uk
http://www.cheapjordans.com.co
http://www.salomonshoesoutlet.us
http://www.outletralphlauren.us.com
http://www.oakley--sunglasses.us.org
http://www.coachoutletonlineinc.us.com
http://www.pandora-bracelet.us
http://www.todsoutlet.us
http://www.airmax90.org
http://www.ralphlaurensaleclearance.me.uk
http://www.adidassuperstar.me.uk
http://www.saclongchampsolde.fr
http://www.nfljerseyscheap.in.net
http://www.birkenstockshoes.us.com
http://www.yeezyboost.us.com
http://www.louboutin-shoes.us.com
http://www.discountoakleysunglassessale.us.com
http://www.detroittigersjerseys.us
http://www.mbtshoes.in.net
http://www.nfl-jerseyscheap.us.com
http://www.poloralphlaurencanada.ca
http://www.coachoutlets.us.org
http://www.mbtshoes.name
http://www.cheapraybansunglassesofficial.us.com
http://www.nike-store.us.com
http://www.fit-flopssaleclearance.us.com
http://www.adidas-shoes.us.com
http://www.fendihandbags.us
http://www.coachoutletstoreonline.com.co
http://www.christianlouboutinshoes.in.net
http://www.chiflatiron.in.net
http://www.ralph-lauren-pas-cher.fr
http://www.montblanc-pens.net.co
http://www.nikeoutletshoes.us
http://www.adidasoutlet.us.com
http://www.air-jordans.us.com
http://www.cheapjordans-shoes.us.com
http://www.michaelkorshandbagsuk.co.uk
http://www.swarovskicrystal.name
http://www.cheapoakleysunglassesofficial.us.com
http://www.pandoracharms.name
http://www.cheapnfl-jerseyswholesale.us.com
http://www.officialcoachfactoryoutlet.eu.com
http://www.ralphlaurenoutlet.us.org
http://www.onlinecoachfactoryoutlet.us.com
http://www.cheapmlbjerseyswholesale.us.com
http://www.valentinoshoesoutlets.us.com
http://www.nikeairmax-pascher.fr
http://www.airjordan-uk.org.uk
http://www.pandora-outlet.us.com
http://www.gucci--borse.it
http://www.pandoracharmssaleclearance.com
http://www.rolexreplica-watches.us.com
http://www.clevelandcavaliersjerseys.us
http://www.adadassuperstar.com
http://www.true-religion.us.com
http://www.coachfactoryoutletsonlines.us.com
http://www.red-bottoms.us.com
http://www.michaelkorsoutlets.us.com
http://www.michael-korsoutletonlines.us.com
http://www.true-religionjeans.in.net
http://www.celineoutlet.us
http://www.goldenstatewarriorsjerseys.us
http://www.miamiheatjerseys.us
http://www.toms.in.net
http://www.dolceandgabbanaoutlet.com
http://www.fredperrypoloshirts.us
http://www.coach-outlets.us.com
http://www.pandorajewelryoutlet.name
http://www.hollisterclothingstore.us
http://www.adidasshoes.us
http://www.yeezyboost350.me.uk
http://www.michaelkorsoutletonlineclearance.in.net
http://www.ralphlaurensaleclearance.org.uk
http://www.chicagobullsjerseys.us
http://www.monclerjacketsuk.org.uk
http://www.kevindurantshoes.us
http://www.stlouiscardinalsjerseys.us
http://www.michaelkors-outlet.ca
http://www.pandoracharms.com.co
http://www.yeezyboost-350.co.uk
http://www.michaelkorsoutletvip.in.net
http://www.bostoncelticsjerseys.us
http://www.yeezyboost-350.us.com
http://www.polo-ralphlauren.us.com
http://www.saclongchamppas-cher.fr
http://www.nikestoreuk.me.uk
http://www.birkenstocks.us
http://www.pradaoutlets.us
http://www.polooutlet.in.net
http://www.adidasshoes.name
http://www.tomsshoesoutlet.in.net
http://www.longchampbagsuk.me.uk
http://www.monclerjackets-uk.co.uk
http://www.adidasyeezyshoes.us.com
http://www.true-religionjeansoutlet.in.net
http://www.adidas-nmd.me.uk
http://www.hermesoutletonline.us
http://www.mont-blanc.in.net
http://www.philadelphiaphilliesjerseys.us
http://www.poloralphlauren-outlet.us.org
http://www.losangeleslakersjerseys.us
http://www.outletnike.us
http://www.louboutin-paschers.fr
http://www.oakleysunglassesonlinesale.us.com
http://www.chicagocubsjerseys.us
http://www.sanfrancisco49ersjerseys.us.com
http://www.coach-outlet.in.net
http://www.louisvuittonoutletus.us.com
http://www.adidas-shoes.me.uk
http://www.moncleroutletjackets.us
http://www.katespadeoutletonline.us.com
http://www.sanantoniospursjerseys.us
http://www.coachfactory-outletonlines.us.com
http://www.pandora-jewelry.org.uk
http://www.longchampoutletstore.com
http://www.valentino.in.net
http://www.officialcoachoutlet.us.com
http://www.christianlouboutinshoesoutlets.us.com
http://www.nikefreerun.name
http://www.coachoutlet.in.net
http://www.poloralph-lauren.in.net
http://www.birkenstocksandals.org.uk
http://www.burberry-outlet-canada.ca
http://www.adidas-superstar.fr
http://www.birkenstocksandals.name
http://www.birkenstockoutletstore.us.com
http://www.kate-spadeoutlet.us.com
http://www.storenike.fr
http://www.cheapjordans.us.com
http://www.pandoracharms.us.com
http://www.ralph-laurenoutlet.me.uk
http://www.michaelkorsofficial.us
http://www.michaelkors-outlet.co.uk
http://www.raybansunglasses.net.co
http://www.longchamphandbags.me.uk
http://www.stephcurry-shoes.us
http://www.edhardyukclothing.me.uk
http://www.supra-shoes.us
http://www.ultraboost.us
http://www.cheapjordanshoes.us.com
http://www.discountnikeshoessc.org
http://www.cheapoakleysunglassesonsale.us.com
http://www.fitflopssalesclearance.us.com
http://www.greenbaypackersjerseys.us.com
http://www.coachoutletonlinecoachfactoryoutlet.us.com
http://www.cheapraybans.com.co
http://www.toryburchoutlets.us
http://www.michaelkors-handbags.us.org
http://www.ralphlaurensaleclearance.co.uk
http://www.coachoutletstore-online.us.com
http://www.outletmichaelkors.us.com
http://www.outletlouisvuitton.us.com
http://www.katespadehandbags.org.uk
http://www.burberrysale.in.net
http://www.newenglandpatriots-jerseys.us
http://www.nike-blazerlow.fr
http://www.denverbroncosjerseys.us
http://www.adidas-nmd.us.com
http://www.marcjacobshandbag.us.com
http://www.louis-vuitton-handbags.us.org
http://www.michaelkors-bags.me.uk
http://www.airmax90nike.us
http://www.pandoracharmsuk.uk
http://www.toryburchoutletonline.com.co
http://www.timberlandbootsoutlet.us
http://www.hermesbag.us.com
http://www.christianlouboutinshoes.us.org
http://www.yeezyboost.org.uk
http://www.rolex-replicawatches.com.co
http://www.levisjeans.name
http://www.adidasnmd.org.uk
http://www.coachoutletstoreinc.us.com
http://www.parker-pens.us.com
http://www.hermes-handbags.us
http://www.kate-spadeoutlets.us.com
http://www.cheaprolexreplicawatches.us
http://www.versaceshoes.in.net
http://www.pandora.us.com
http://www.outletmichaelkorsoutlet.us.com
http://www.michaelkorshandbagsuk.org.uk
http://www.texasrangersjerseys.us
http://www.ralphlaurenuk.me.uk
http://www.dallas-cowboysjerseys.us
http://www.coachoutletsstore.us.com
http://www.mulberryhandbags.me.uk
http://www.christianlouboutinoutlet.us
http://www.fitflopssandals.us.com
http://www.coachoutletcanada.ca
http://www.kate-spadehandbags.us
http://www.coachfactoryoutletstore.in.net
http://www.adidasnmd-shoes.us
http://www.wwwlouisvuittonoutlet.us.com
http://www.louboutin.org.uk
http://www.coachhandbagsoutlet.us.com
http://www.houstontexansjerseys.us.com
http://www.true-religionjeansoutlet.us.com
http://www.yeezy-boost350v2.us
http://www.losangelesdodgersjerseys.us
http://www.cheaprayban-sunglasses.com.co
http://www.raybans.org.uk
http://www.adidaspascher.fr
http://www.longchampbags.uk
http://www.michaelkorsoutletclearance.in.net
http://www.fitflopssaleclearancewholesale.us.com
http://www.airjordanretro.us
http://www.chicagowhitesoxjerseys.us
http://www.christian-louboutin.us.com
http://www.adidas-superstar.us.com
http://www.coachfactoryonlineoutlet.com.co
http://www.adidasnmd.us.org
http://www.jordan-femmepascher.fr
http://www.oakleyvaultsunglassesoutlet.us.com
http://www.ralph-laurenuk.co.uk
http://www.nike-airmax91.me.uk
http://www.vansshoes.in.net
http://www.adidas-outlet.us.com
http://www.columbiashoes.name
http://www.coachfactoryoutlet-onlines.us.com
http://www.birkenstockpascher.fr
http://www.cheapmlbjerseys.us
http://www.michaelkorsoutletofficial.us
http://www.mulberry-bags.me.uk
http://www.sanfranciscogiantsjerseys.us
http://www.cheapjordan-shoes.in.net
http://www.doudounemonclerpascher.fr
http://www.nikeair-max.org.uk
http://www.seattleseahawksjerseys.us
http://www.longchamp-handbags.us
http://www.coach-factoryoutlet-online.us.com
http://www.mbtshoes.org.uk
http://www.underarmourshoes.us
http://www.fitflopssaleclearanceofficial.us.com
http://www.nikeoutlet.us.com
http://www.michaelkorshandbags-outlet.us.org
http://www.coachoutletcoachfactoryoutletonline.us.com
http://www.giuseppezanottioutlet.us
http://www.yeezy-boost350v2.us.com
http://www.nike-airmax90.me.uk
http://www.coach-outletonlines.us.com
http://www.coach-outletonline.us.org
http://www.newyorkyankeesjerseys.us
http://www.airmax-95.us
http://www.raybansunglassesdiscount.com.co
http://www.chaussure-louboutin.fr
http://www.clarks-shoes.us
http://www.officialmichaelkors.us.com
http://www.guccioutlets.us.org
http://www.fitflops.org.uk
http://www.oakley.nom.co
http://www.coachfactory-outletstore.us.com
http://www.fredperry.us.com
http://www.cheapmontblancpens.org
http://www.salomon-shoes.name
http://www.swarovski-crystal.uk
http://www.coachoutletsonlines.us.com
http://www.burberryoutletstore.us
http://www.nike-tn-pascher.fr
http://www.ralphlauren.net.co
http://www.pandora-bijoux.fr
http://www.oakleysunglassessonlines.com
http://www.chaussurelouboutin-pascher.fr
http://www.moncler-outlet.us.com
http://www.350yeezyboost.us.com
http://www.louisvuitton-outlet-online.us.com
http://www.hermesbirkin.in.net
http://www.nikeroshe.us
http://www.adidastrainersuk.org.uk
http://www.coachoutlets.in.net
http://www.edhardy-outlet.name
http://www.katespadehandbags.us.com
http://www.ysl-handbags.us
http://www.nikeshoes.us.com
http://www.pandora-uk.me.uk
http://www.cheap-jordans.us
http://www.airforce1-nike.fr
http://www.catshoes.us.com
http://www.bostonredsoxjerseys.us
http://www.2017nikeairmax.us
http://www.michael-korshandbags.me.uk
http://www.mlbjerseys-cheap.us.com
http://www.coachoutletstoreonlineclearances.in.net
http://www.ralphlauren-outletonline.us.com
http://www.moncleroutlet.in.net
http://www.houstonrocketsjerseys.us
http://www.michaelkorsoutlet.co.uk
http://www.redbottomshoes.in.net
http://www.michael-korsoutlet.ca
http://www.oklahomacitythunderjerseys.us
xushengda0621
http://www.reebokoutlet.us.org
http://www.fitflops.cc
http://www.kobeshoes.uk
http://www.yeezyboost.com.co
http://www.linksoflondonus.com
http://www.yeezy-shoes.us
http://www.cheaprealjordans.us.com
http://www.jewelrypandora.in.net
http://www.adidasultraboost.us.org
http://www.shoesjordan.us.com
http://www.kobe-shoes.us.com
http://www.nike-airforce1.us.com
http://www.toryburchshoes.us
http://www.ledshoes.us.com
http://www.jordanshoes.uk
http://www.jordan-retro.us.com
http://www.michaelkorsoutletonlinesale.com.co
http://www.adidasstore.us.com
http://www.nmdadidas.us.com
http://www.truereligion-outlets.us.com
http://www.nikezoom.us.com
http://www.kobebasketballshoes.net
http://www.diorsunglasses.us.org
http://www.chrome-hearts.us.org
http://www.michaeljordanshoes.us.com
http://www.nikerosheone.us.com
http://www.chromehearts.com.co
http://www.kobesneakers.com
http://www.michaelkors-outletstore.com.co
http://www.thelightupshoes.us.com
http://www.longchamps.org.uk
http://www.hardenshoes.us.com
http://www.lebronjames-shoes.us.com
http://www.michaelkors-outletstore.us.org
http://www.nikedunks.us.org
http://www.yeezyshoes.org.uk
http://www.longchamphandbagsoutlet.us.org
http://www.atlantafalconsjerseys.us
http://www.vibramfivefingers.cc
http://www.asicsrunningshoes.us.org
http://www.outletonline-michaelkors.us.org
http://www.outletlongchamp.us.com
http://www.fitflops-saleclearance.us.com
http://www.kyrie3.us.com
http://www.michaelkors-outletsonline.us.com
http://www.linksoflondon.us.com
http://www.hermes-belt.co.uk
http://www.truereligionjeans.uk
http://www.adidasoutletonline.com
http://www.boostyeezy.us.com
http://www.michaelkors-factoryoutlet.com.co
http://www.ultraboost.us.com
http://www.chromehearts.net.co
http://www.nikerosheone.co.uk
http://www.longchampbags.us.org
http://www.adidasneo.us.com
http://www.louboutinshoes.uk
http://www.yeezy-boost350.us.com
http://www.nikezoom.me.uk
http://www.jordansforcheap.us.com
http://www.goldengoose-outlet.us.com
http://www.lacosteonlineshop.us.com
http://www.nikeairforce1.us.com
http://www.jordanshoes.com.co
http://www.michaeljordanshoes.net
http://www.lebron13.us.com
http://www.michaelkors-outletfactory.us.org
http://www.basketball-shoes.us.com
http://www.burberry-scarf.us.com
http://www.michael--korsoutlet.us.org
http://www.adidasonlineshop.us.com
http://www.michaelkors-outletstore.us.com
http://www.michaelkors-outletonlines.us.com
http://www.adidasnmdrunner.us.com
http://www.goldengoose-snearkers.com
http://www.yeezyboost350v2shoes.us.com
http://www.cheap-airjordans.us.com
http://www.adidasstansmith.us.com
http://www.adidasnmd.uk
http://www.air-max.us.com
http://www.airjordanretro.uk
http://www.airhuarache.uk
http://www.adidassuperstar.us.com
http://www.diorsunglasses.us.org
http://www.rosherun.us.com
http://www.hoganoutlet.cc
http://www.adidassuperstar.org.uk
http://www.nikehuaracheshoes.us.com
http://www.adidasstansmith.uk
http://www.nike-airmax2017.us.com
http://www.airjordan.us.com
http://www.adidastubular.us.com
http://www.michaelkorshandbagssale.us.org
http://www.longchamphandbags.us.org
http://www.cheap--jordans.us.com
http://www.michaelkors-outletonlinestore.us.org
http://www.nmdadidasus.com
http://www.adidasultra.us.com
http://www.yeezys.us.org
http://www.yeezy-shoes.org
http://www.nikepolo.us
http://www.adidasoutletonline.us.com
http://www.stephencurry-shoes.us.com
http://www.adidasnmds.com
http://www.nikemercurial.us.com
http://www.adidasyeezyshoes.us.org
http://www.yeezyboost.in.net
http://www.michael-kors-handbags.org.uk
http://www.nike-huarache.com
http://www.tomford-sunglasses.us.com
http://www.toryburchshoes.co.uk
http://www.adidastubular.co.uk
http://www.authenticjordanscheap.us.com
http://www.michael-kors-handbags.com.co
http://www.curry3.in.net
http://www.yeezy-boost.us.com
http://www.outletonline--michaelkors.com
http://www.ferragamobelt.us
http://www.hermes-belt.us.com
http://www.goldengoose.us.com
http://www.patriotsjerseys.us.com
http://www.adidasgazelle.us.com
http://www.outlettimberland.us.org
http://www.lebron14.us.com
http://www.kobebasketballshoes.us.com
http://www.pandorabracelet.in.net
http://www.retro-jordans.us.com
http://www.kyrieirving-shoes.us.com
http://www.charmspandora.in.net
http://www.bagslongchamp.uk
http://www.outletlacoste.us.com
http://www.vancleefarpels.us.com
http://www.pradasunglasses.us.org
http://www.cheapretro-jordans.com
http://www.michaelkors-outletonlinestore.com.co